Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again."
Lima Feeds gets help to grow
When a Kenyan manufacturer and distributor of animal feed products couldn't keep up with growing demand and wanted to expand his profitable business, he turned to GroFin – financial experts and Shell Foundation’s partner in Aspire, for help.
![]() Charles Ngugi Charles Githuka Ngugi, a 45-year-old high school graduate and former truck driver, got his start in the animal feed industry working as a field agent for a poultry cooperative. He learned the trade quickly and within a few years became a successful trader of raw feed materials - but he was hungry for even greater success. Charles used his savings to open his own business – ' Lima Feeds' – on the outskirts of Kenya 's capital, Nairobi, in 2005. Lima manufactures various types of feed for chicks, chickens, pigs and dairy cows, each feed a unique mixture of maize, cotton seed, bread dust, coconut cake and other ingredients. Charles supplies a wide-array of clients, including wholesalers, retailers and even individual farmers. Lima Feeds was doing well, but not well enough for Charles, who dreamed of becoming a much bigger player in the business. He knew the demand for his product was there, but a lack of capital and business expertise stood as two big roadblocks holding him back. "I needed more money to purchase my raw materials in bigger quantities so I could get a discount from the suppliers," Charles said. "I also needed a new truck so I could make more deliveries to my clients and make them faster. I wanted to be more reliable," he added. "But I also knew that I needed to organise my business better and this was a real problem for me. I wanted to grow Lima Feeds, but I didn't have the proper training and skills to do it. To be honest, I wasn't really keen on organising my books and accounts," he said. | ||||
![]() Sealing a bag of animal feed. A business friend introduced Charles to GroFin, whose proven specialists were enthusiastic about offering the guidance – and providing the funds - Lima Feeds needed to grow. "GroFin took an interest in me right away when I went out to their offices and they told me how they could help me become a better businessman," Charles said. "They came out to my offices and we worked very well together." The partnership revolutionised the way Charles ran Lima Feeds and quickly helped him increase both production and profits. Before Charles began working with GroFin, Lima Feeds was straining to produce about 1500 bags of 70 kg animal feed per month, a respectable amount for a small business new to the industry, but not nearly enough to compete with bigger rivals and meet his customers' demands. Lima was also hampered by fluctuating raw material prices and transportation problems. A dedicated team of GroFin business experts worked closely with Charles to overcome the obstacles holding his business back. GroFin gave Lima Feeds an immediate boost with loans totalling 6.3 million Kenyan Shillings (about US$ 95,000) that helped Charles purchase the delivery truck he desperately needed. But it was the crucial business guidance that made an even bigger impact. "I never went to any business school, I was just learning as I went along," Charles said. "But finally I knew I needed some proper help and I was lucky GroFin was there." | ||||
GroFin taught Charles how to better organise his books and accounts, making his business more efficient. They helped him employ an accountant and two sales people and advised him on how to market his business so he could win new clients. | ||||
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| ...I was really impressed, GroFin didn't just leave me with a loan and then turn away from my business, they were following me and helping me every step of the way through our partnership. I felt I couldn't go wrong. ... | ||||
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| Charles Ngugi, Owner, Lima Feeds | ||||
Charles recently added four new staff members to Lima Feeds: two sales people, an accountant and a driver for his truck. He has also seen his production and turnover grow. Lima is now producing 2500 70 kg bags of feed per month and has added several new clients. Charles projects his turnover for 2007 will be 33 million Kenyan shillings (US$ 494,000), a big increase on his 28.2 million turnover (US$ 422,000) in 2005, the year he launched the business. Thanks to the injection of capital from GroFin, Charles is now able to purchase the various raw materials he needs in bulk, allowing him to make big savings through economies of scale. Charles is good example of the type of entrepreneur GroFin takes pride in working with. He is hard-working and dedicated to his business, but lacked both the specialised knowledge and the extra capital needed to turn a business idea into a reality. "Surely I'm very happy with GroFin for many reasons," Charles said. "I would like Lima Feeds to grow into a big company and it is my dream to go forward, not backward. I think GroFin can help me go forward even more and I will work with them again." | ||||














